May 19, 2022

A Florida woman tried to withdraw $20 from an ATM and was astonished to discover that her account has almost $1 billion in it.

When Julia Yonkowski of Largo checked her Chase Bank balance before making a small withdrawal on Saturday, her receipt showed that she has $999,985,855.94 in her account, according to WFLA.

The surprised account holder explained to the outlet that she intends to return the large sum, but she could not contact a live person at her bank.

“Oh my God, I was horrified. I know most people would think they won the lottery, but I was horrified,” Yonkowski told the news outlet.

“When I put in for the $20, the machine came back and said we’ll give you the $20, but that’ll cause an overdraft, and you will be charged, and I said, ‘Oh just forget it,'” she said, adding that she hasn’t touched her account since.

However, Chase Banks spokeswoman Amy Bonitatibus revealed to The Post on Tuesday that what Yonkowski believed was a balance was actually a negative-sum posted by the bank “to draw her attention to an issue with her account.”

“Our local branch and customer service group spoke to Mrs. Yonkowski yesterday to clarify the discrepancy,” the Chase rep told The Post.

Yonkowski earlier told WFLA: “I know I’ve read stories about people that took the money or took out money, and then they had to repay it, and I wouldn’t do that anyway because it’s not my money.”

She added: “It kind of scares me because, you know, with cyber threats. You know I don’t know what to think.”

Before the mix-up was rectified, she informed WFLA that she was unable to contact Chase.

“I get tied up with their automated system, and I can’t get a person,” she told the outlet.

Chase Bank is an American national bank with headquarters in Manhattan, New York City. The bank has 4,700 branches and 16,000 ATMs throughout the United States. It is one of the country’s Big Four banks.